Healthcare Options
The Graduate School at Montana State University provides this list of healthcare options to help you decide which is the right choice for you. Note that a plan may cover both primary and extended/emergency care, or you may have to utilize two plans for full coverage.
Students who have enrolled in six or more credits will automatically be enrolled in the BCBS student insurance plan for the entire semester. Students may waive BCBS insurance coverage at the time of registering for classes each semester if they have alternative insurance coverage.
The estimates mentioned below are provided for informational purposes only, and are current as of March 2023. The actual cost of monthly premiums may vary, and are subject to changes by individual insurance carriers without advanced notice. Please verify monthly premiums and details of the insurance plan at the time of signing. Montana State University is not liable for any errors or discrepancies in premium costs.
Domestic Options Primary Care |
International Students Primary Care |
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SHP (Student Health Partners) $263.25/semester for office visit(s) Automatically enrolled if 7 credits or more Choice if taking 6 credits or fewer Only you can be covered Extended/Emergency Care: Not included - need additional BCBS or Marketplace or international student insurance for extended/emergency care |
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Healthcare.gov Marketplace
The state of Montana has a non-profit agency, the ACA Navigator, who can help any person living in Montana find affordable health insurance. This non-profit has a federal grant to provide free navigation services. US graduate students may be eligible for subsidies that may assist in paying monthly premiums. Note, to help with potential subsidy, you should select "not eligible for employee health insurance" if your only insurance option is MSU. You can contact a Montana Navigator at (406) 430-0005 or visit them online at www.acanavigator.com.Contact them if you are curious about your health insurance options and how to combine the services of Student Health Partners at MSU with insurance. Extended/Emergency Care: Deductibles and co-pay vary by plan |
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Parents
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International Student Insurance
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Montana HELP/Madicaid Expansion Plan
Extended/Emergency Care: Included |
ISO Student Health Insurance
Extended/Emergency Care: Deductibles and co-pay vary by plan |
BCBS (Blue Cross Blue Shield) The BCBS insurance fee will be assessed each semester; $2,310.00/semester for students continuing their coverage from Fall. Paying for the Spring semester will cover the student through the following summer. Deductibles & co-pays; only you can be covered Extended/Emergency Care: Deductibles and co-pay vary by plan |
A flexible, affordable option for single students may be SHP for primary care with
Navigator at
Healthcare.gov to discuss extended/emergency options.